Personal testimony of Jim Pendleton
In 1981, I was going to buy my first home. I went
to my local bank and got a quote. I asked if that is
all I needed, he told me with 20% down and
$5,000 I should be fine. When I got to the closing I
was short $3,000 which was a lot of money 40
years ago. I was mad, and asked the bank officer,
what happened. He gave me some mombo-
jumbo about filing fees, reserves, etc., but it didn’t
matter, I still had to borrow from family and
friends and closed on my first home. I did the
research on mortgages and decided that I would
become a mortgage lender. Since that time, I
have helped 10s of thousands clients become
happy home owners, I always tell you the real
Why we want to help YOU
Our Friendly Staff
We are here to help
Clients want to be treated with respect and a friendly greeting so we aim to please.
Everyday stresses can cause us enough pain, we want someone who will help us get
answers to our questions. If that is your situation, you have come to the right place.
Trained 203k loans FHA, USDA, SONYMA, Jombo, condo & co=op and others
We are here to answer all your questions. Our main reason for wanting to help you is so we
can prove that we are out to help everyone, regardless of your situation. We have financed a
small home or a large mansion with the same energy because everyone should be given a
chance. We want to help you get the home of your dreams.
ALL 50 States -
Affiliated Federal Bank
Call 631-451-7400 or
click/Text 631 512-1248
2021 Financial Services of America, LLC
Jim Pendleton NMLS 684537 ALL RIGHTS RESERVED
Who can qualify for a mortgage?
You must be of legal age (usually 21), have
verifiable income, usually 2 years of employment
(unless a student) , a bank account, good credit
fair and no credit sometimes works, with an
explanation). We have programs for special
situations, so text or call with your questions.
We have many programs that the big boys don’t
have, simply because they want to do volume
with those who fit in their box. We want to do
what’s right by everyone.
P.S. we usually beat the Big Boys every time.
Watch our videos to find out why.